• Fraud in total rose by 25% to £535.2m.
• UK retailer face to face fraud rose slightly from £72.1m to £73m.
• Fraud committed overseas on UK issued cards rose by 77% to £207.6m. USA is now top of the list of countries for such fraud.
• Counterfeit fraud on UK issued cards rose 46% to £144.3m.
• Internet/e-commerce fraud is estimated at £223.8m.
• Card not present fraud now accounts for 54% of total fraud and stands at £290.5m

This clearly indicates that there is an urgent need for card issuers and card schemes to become much more proactive in the communication, engagement and enrolment of customers to the 3D secure process..